Loan & Mortgage Calculator Suite
Free loan and mortgage calculators — monthly payments, amortization schedules, refinance savings, and payoff strategies. Fast, accurate, private.
Popular Loan & Mortgage Tools
Plan your biggest financial decisions with confidence — mortgages, home buying, and debt payoff.
Mortgage Payment Calculator
Calculate your monthly mortgage payment, total interest, and view a full amortization schedule.
Open Calculator →Home Affordability Calculator
Find out how much house you can afford based on income, debts, and down payment. Uses standard DTI ratios.
Open Calculator →Refinance Savings Calculator
See how much you could save by refinancing your mortgage. Compare your current loan to a new rate.
Open Calculator →Debt Snowball / Avalanche Calculator
Compare debt snowball and avalanche payoff strategies. See which method saves the most interest and gets you debt-free fastest.
Open Calculator →18
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🏠 Mortgage
Home buying and mortgage calculations
Mortgage Payment Calculator
Calculate your monthly mortgage payment, total interest, and view a full amortization schedule.
mortgageRefinance Savings Calculator
See how much you could save by refinancing your mortgage. Compare your current loan to a new rate.
mortgageLoan Amortization Schedule Generator
Generate a detailed amortization schedule for any loan. See principal vs interest breakdown for every payment.
mortgageHome Affordability Calculator
Find out how much house you can afford based on income, debts, and down payment. Uses standard DTI ratios.
mortgageRent vs Buy Calculator
Compare the true cost of renting versus buying a home over time. Includes appreciation, investment returns, and equity.
mortgageDown Payment Savings Calculator
Plan your path to homeownership. See how long it takes to save for a down payment with monthly contributions.
mortgageHELOC Calculator
Calculate your home equity line of credit limit and monthly payments. See how much you can borrow against your home.
mortgageInterest-Only Mortgage Calculator
Calculate interest-only mortgage payments and see the payment jump when amortization begins. Compare to standard mortgages.
mortgageExtra Mortgage Payments Calculator
See the impact of extra monthly, annual, and lump-sum mortgage payments. Visualize years shaved off your loan.
mortgage🚗 Auto Loans
Vehicle financing calculations
🎓 Student Loans
Education loan repayment planning
💳 Credit & Debt
Credit card and debt payoff tools
Credit Card Payoff Calculator
Find out how long it will take to pay off your credit card debt and how much interest you'll pay.
creditPersonal Loan Calculator
Calculate monthly payments, total interest, and net proceeds for personal loans including origination fees.
creditDebt Consolidation Calculator
See how much you could save by consolidating multiple debts into one loan. Compare current vs consolidated payments.
creditDebt-to-Income Ratio Calculator
Calculate your DTI ratio and see where you stand for mortgage qualification. Lenders use this to approve loans.
creditLoan Comparison Calculator
Compare multiple loan offers side by side. Find the best deal by total cost including fees and interest.
creditDebt Snowball / Avalanche Calculator
Compare debt snowball and avalanche payoff strategies. See which method saves the most interest and gets you debt-free fastest.
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Get approved in minutes. America's largest mortgage lender.
SoFi
Refinance student loans and mortgages at lower rates. No fees.
NerdWallet
Compare credit cards, loans, and insurance. Free financial tools.
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